Let me take you on a delicious journey into the world of the most indulgent cheesecake you’ll ever taste. If you’re a fan of Payday candy bars and creamy cheesecakes, this Payday Cheesecake is about to become your new obsession. I’ve crafted a recipe that combines the rich, velvety texture of classic cheesecake with the irresistible crunch of peanuts and the sweet caramel that makes Payday bars so memorable.
Why This Cheesecake Will Steal Your Heart
Imagine a dessert that’s not just a cheesecake, but a celebration of caramel, peanuts, and creamy goodness in every single bite. This isn’t your ordinary dessert – it’s a carefully crafted masterpiece that brings together the smoothest cream cheese filling, a crunchy Nutter Butter cookie crust, and a decadent caramel topping that will make your taste buds dance with joy.
What Makes This Cheesecake Extraordinary
- Perfect balance of sweet and salty
- Creamy, melt-in-your-mouth texture
- Crunchy Nutter Butter cookie base
- Indulgent caramel and peanut topping
- Easy to make, but looks like a professional bakery creation
The Inspiration Behind the Recipe
As a passionate baker, I’m always looking for ways to transform classic candy bars into show-stopping desserts. The idea for this Payday Cheesecake came from my love of combining unexpected flavors and textures. I wanted to create a cheesecake that wasn’t just another dessert, but an experience – something that would make people close their eyes and savor every single bite.
Gathering Your Ingredients: The Building Blocks of Caramel Bliss
Creating the perfect Payday Cheesecake starts with selecting the right ingredients. I’ve carefully chosen each component to ensure maximum flavor and texture. Let me break down the key players in this dessert symphony:
For the Crust
- 1 (16-ounce) package Nutter Butter cookies (with filling)
- 1/4 cup butter, melted
The crust is where the magic begins. Nutter Butter cookies bring a unique peanut butter flavor that perfectly complements the Payday candy bar inspiration. The melted butter helps bind everything together, creating a crumbly, delectable foundation that sets this cheesecake apart from any other.
For the Cheesecake Filling
- 3 (8-ounce) packages cream cheese, softened
- 1 cup light brown sugar, packed
- 1 tablespoon vanilla extract
- 1 (13.4-ounce) can Nestlé dulce de leche caramel
- 1 cup sour cream
- 4 large eggs
- 1/4 cup all-purpose flour
- 2/3 cup heavy whipping cream
Each ingredient plays a crucial role. The full-fat cream cheese ensures a rich, creamy texture, while the dulce de leche caramel adds that signature Payday candy bar sweetness. The brown sugar and vanilla extract create depth of flavor that will have everyone asking for your secret recipe.
For the Caramel Topping
- 1/2 cup butter
- 1 cup light brown sugar, packed
- 1/4 cup heavy whipping cream
- 1 cup confectioners’ sugar
- 2/3 cup cocktail peanuts
The caramel topping is the crown jewel – a glossy, rich finish that takes this cheesecake from amazing to absolutely extraordinary.

The Art of Crafting the Perfect Payday Cheesecake
Preparing this cheesecake is like conducting a delicious symphony. Each step is crucial, and I’ll guide you through the process with the precision of a pastry chef and the enthusiasm of a candy bar lover.
Preparing the Crust: A Peanutty Foundation
- Preheat and Prepare: Start by heating your oven to 350°F (175°C). This is your first step to cheesecake perfection.
- Create the Crust Magic: Here’s a pro tip – process the Nutter Butter cookies in two batches in your food processor. This ensures the most even crumb texture. Once processed, drizzle in the melted butter while the processor is running.
- Press and Prepare: Spoon two level tablespoons of the crust mixture into your pan. Use a dowel or something with a flat end to press down the crust firmly. This creates the perfect base for your cheesecake.
The Cheesecake Filling: Where Magic Happens
- Mixing Technique: In a large mixing bowl, whip the cream cheese until it’s light and fluffy. This is where patience pays off – take your time and ensure there are no lumps.
- Flavor Building: Add the brown sugar, vanilla, dulce de leche caramel, and sour cream. Mix until completely combined.
- Egg Integration: Add the eggs one at a time, mixing well after each addition. This gradual approach ensures a perfectly smooth batter.
- Final Touches: Beat in the flour, then slowly incorporate the heavy whipping cream.
Baking to Perfection
- Filling the Pan: Pour or spoon about 1/3 cup of filling batter into your prepared pan.
- Baking Insight: Bake for 25 to 30 minutes. Don’t be alarmed if the batter bubbles up over the rim – this is normal! Once out of the oven, use a spoon to gently push the cheesecake back down into the pan.
The Caramel Topping: The Crowning Glory
- Caramel Creation: In a saucepan, bring butter and brown sugar to a boil. Reduce heat and continue boiling for 2 minutes.
- Creamy Finish: Stir in the heavy cream, bringing it back to a boil. Remove from heat.
- Smooth Perfection: While still hot, use a hand mixer to incorporate the confectioners’ sugar.
The Grand Finale: Serving and Savoring
Serving Suggestions
Presentation is everything when it comes to this show-stopping dessert. Here are my favorite ways to serve this Payday Cheesecake:
- Slice with a hot, clean knife for perfectly smooth cuts
- Garnish with extra chopped peanuts for added crunch
- A light dusting of cocoa powder can add an elegant touch
- Serve slightly chilled for the best texture and flavor
Storage and Make-Ahead Tips
The beauty of this cheesecake is its versatility:
- Refrigerate in an airtight container for up to 5 days
- Can be frozen for up to 2 months (wrap carefully in plastic wrap and aluminum foil)
- Best enjoyed within 3 days of making for optimal freshness
Troubleshooting Common Cheesecake Challenges
Preventing Cracks
- Always use room temperature ingredients
- Avoid overmixing the batter
- Don’t overbake – the center should still be slightly jiggly
- Cool slowly at room temperature before refrigerating
Achieving the Perfect Texture
- Ensure cream cheese is completely smooth before adding other ingredients
- Use a water bath for extra insurance against cracks (though not required for this recipe)
- Let the cheesecake rest and set completely before adding the caramel topping

Final Thoughts: More Than Just a Dessert
This Payday Cheesecake is a labor of love. It’s more than just a recipe – it’s an experience that transforms a beloved candy bar into a sophisticated dessert. Each bite tells a story of careful preparation, balanced flavors, and pure indulgence.
A Baker’s Promise
I’ve perfected this recipe through countless attempts, testing and tweaking every single detail. This isn’t just a cheesecake – it’s a celebration of flavors, textures, and the joy of baking.
Why You’ll Fall in Love with This Cheesecake
- Captures the essence of the Payday candy bar
- Creamy, rich filling
- Perfect balance of sweet and salty
- Impressive enough for special occasions
- Surprisingly simple to make
Bake, share, and watch as this cheesecake becomes the star of any gathering. Whether it’s a family dinner, a potluck, or just a special treat for yourself, this Payday Cheesecake is guaranteed to impress!